Terms of Service

Last Updated: October 10, 2025

Note: These terms apply to the alpha version of AgFin.Care and are subject to change.

1. Acceptance of Terms

By accessing or using AgFin.Care services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our services.

2. Service Description

2.1 Alpha Service

AgFin.Care is currently in alpha development phase. The service provides:

• Fraud monitoring and detection capabilities
• Real-time security alerts
• Family notification systems
• Educational resources about fraud prevention

2.2 Service Limitations

During the alpha phase:

• Service availability may be limited or interrupted
• Features are subject to change or removal
• Performance may not meet final product standards
• Data may be used for testing and improvement purposes

3. Eligibility and Account Requirements

3.1 Age Requirements

• You must be at least 18 years old to use our services
• Services are designed for senior citizens and their families
• Account setup may require family member verification

3.2 Account Responsibilities

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized access
• Use the service only for its intended purposes

4. Acceptable Use Policy

4.1 Permitted Uses

• Personal fraud protection and monitoring
• Family safety and security purposes
• Educational use about fraud prevention

4.2 Prohibited Uses

You may not use our services to:

• Engage in illegal activities or fraud
• Violate others' privacy or rights
• Interfere with service operation or security
• Reverse engineer or attempt to access source code
• Resell or redistribute our services

5. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Service Availability and Performance

6.1 Alpha Limitations

During alpha testing:

• We do not guarantee 100% service uptime
• Response times may vary
• Some features may not function as expected
• Regular maintenance may cause temporary outages

6.2 No Warranty

The alpha service is provided "as is" without warranties of any kind, express or implied.

7. Limitation of Liability

7.1 Service Limitations

AgFin.Care is a monitoring and alert service. We cannot:

• Prevent all fraud attempts
• Guarantee detection of all threats
• Replace your judgment in financial decisions
• Provide legal or financial advice

7.2 Liability Limits

To the maximum extent permitted by law, our liability is limited to the amount you paid for the service in the preceding 12 months.

8. Alpha Testing Terms

8.1 Feedback and Testing

As an alpha tester, you agree to:

• Provide feedback on service performance
• Report bugs and issues promptly
• Participate in user research when requested
• Keep confidential information about unreleased features

8.2 Data Usage

During alpha testing, we may use anonymized data to:

• Improve fraud detection algorithms
• Enhance user experience
• Test new features and capabilities

9. Termination

9.1 Termination by You

You may terminate your account at any time by contacting our support team.

9.2 Termination by Us

We may suspend or terminate your account if:

• You violate these terms
• We suspect fraudulent activity
• Required by law or regulation
• We discontinue the alpha program

10. Changes to Terms

We may update these terms as our service evolves. Significant changes will be communicated via email or through our service interface.

11. Governing Law

These terms are governed by the laws of [Jurisdiction TBD]. Any disputes will be resolved through binding arbitration.

12. Contact Information

For questions about these terms:

• Email: legal@agfin.care
• Phone: 1-800-AGFIN-CARE
• Mail: AgFin.Care Legal Department, [Address TBD]

13. Emergency Services Disclaimer

Important: AgFin.Care is not an emergency service. In case of immediate danger or emergency, contact local authorities (911) directly.